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Condo, Apartment or House: What’s Right for You?

Condo, Apartment or House: What’s Right for You?

Weighing your options when it comes to where you live is always smart – and so is reevaluating your needs and making a decision based on what’s best for you. But is living in a condo, an apartment or a house the right choice in your situation? Here’s what you need to know so you can make the best possible decision.

Condo, Apartment or House: What’s Right for You?

There are fundamental differences between condos, apartments and single-family homes, and the only way to know which is right for you is to understand what they are. Here’s a quick guide to get you started.

Condos: The Basics

A condominium, at first glance, seems a lot like an apartment. These private residences are usually part of a larger building or complex, and when you buy one, you’re buying into the community. When you buy a condo, you’ll share community amenities with your neighbors (like a swimming pool, playgrounds, security services and parking areas). You build equity in your condo, just like you would if you owned a single-family house.

You won’t have to maintain the exterior of the building, handle the landscaping or clean the pool yourself, but you are responsible for maintaining what’s inside the walls of the unit you own.

And although you aren’t directly responsible for exterior maintenance, you’ll still pay for it. When you buy a condo, you have to pay association dues. Those dues go toward hiring professionals for repairs, maintenance and upgrades on community amenities.

You’ll also have to follow rules that the association sets forth. Those rules might include how many (and even the types of) pets you can own, whether you’re allowed to hang political signs from your balcony, and where you can park your boat or RV.

Apartments: The Basics

Apartments have rules and regulations, just like condos do. The biggest difference in an apartment is that you don’t actually own it and you’re not building equity when you pay the rent. Additionally, you’re not responsible for repairs on damage that you didn’t cause. For example, if the toilet breaks, you call your landlord and he or she is responsible for fixing it. (If you trip and fall through the drywall, though, that’s probably another story.) The cost of exterior maintenance and repairs for shared amenities is usually rolled right into your rent, so you aren’t likely to have to pay association dues.

Single-Family Houses: The Basics

When you own a single-family house, you’re responsible for interior and exterior maintenance, repairs and upgrades. You’re your own landlord, essentially. You might also be part of a homeowners association (some neighborhoods require membership and dues), which can set forth rules about how you use your property. Your association might govern things like paint colors, pets, street parking and even whether you can rent out your property when you’re not in residence. Like a condo, you can build equity in a house, whereas when you’re in an apartment, you’re building your landlord’s equity.

Are You Buying a Home Along 30A?

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You can also check out all our 30A real estate listings or get specific with these links:

  • Alys Beach homes for sale
  • Destin homes for sale
  • Grayton Beach homes for sale
  • Panama City Beach homes for sale
  • Santa Rosa Beach homes for sale
  • WaterColor homes for sale
3010 E County Hwy 30A
$19,900,000
  • 7 Bedrooms
  • 10 Bathrooms
  • 9,981 Sq Ft
  • 0.250 Acres

3010 E County Hwy 30A Santa Rosa Beach, Florida

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8512 E County Hwy 30a
$12,990,000
  • 9 Bedrooms
  • 12 Bathrooms
  • 9,357 Sq Ft

8512 E County Hwy 30a Inlet Beach, Florida

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200 Eastern Lake Road
$12,750,000
  • 5 Bedrooms
  • 8 Bathrooms
  • 7,154 Sq Ft

200 Eastern Lake Road Santa Rosa Beach, Florida

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47 Hinton Drive
$12,500,000
  • 8 Bedrooms
  • 9 Bathrooms
  • 8,475 Sq Ft
  • 0.700 Acres

47 Hinton Drive Santa Rosa Beach, Florida

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2182 E County Hwy 30A
$10,950,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 5,335 Sq Ft

2182 E County Hwy 30A Santa Rosa Beach, Florida

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171 W Bermuda Drive
$9,800,000
  • 7 Bedrooms
  • 11 Bathrooms
  • 6,956 Sq Ft
  • 0.380 Acres

171 W Bermuda Drive Santa Rosa Beach, Florida

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756 Blue Mountain Road
$9,495,000
  • 6 Bedrooms
  • 9 Bathrooms
  • 8,277 Sq Ft
  • 0.260 Acres

756 Blue Mountain Road Santa Rosa Beach, Florida

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208 Paradise By The Sea Boulevard
$8,999,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 6,900 Sq Ft

208 Paradise By The Sea Boulevard Inlet Beach, Florida

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427 E Water Street
$8,200,000
  • 6 Bedrooms
  • 6 Bathrooms
  • 3,628 Sq Ft
  • 0 Acres

427 E Water Street Rosemary Beach, Florida

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12 S Spanish Town Lane
$7,800,000
  • 7 Bedrooms
  • 8 Bathrooms
  • 5,159 Sq Ft
  • 0.130 Acres

12 S Spanish Town Lane Rosemary Beach, Florida

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4895 W County Hwy 30A
$7,650,000
  • 5 Bedrooms
  • 7 Bathrooms
  • 6,751 Sq Ft
  • 0.390 Acres

4895 W County Hwy 30A Santa Rosa Beach, Florida

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517 Beachside
$7,500,000
  • 8 Bedrooms
  • 10 Bathrooms
  • 6,096 Sq Ft
  • 0.850 Acres

517 Beachside Panama City Beach, Florida

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152 E St Lucia Lane
$7,195,000
  • 5 Bedrooms
  • 6 Bathrooms
  • 4,646 Sq Ft

152 E St Lucia Lane Santa Rosa Beach, Florida

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86 Tidal Bridge Way
$7,000,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 4,765 Sq Ft

86 Tidal Bridge Way Inlet Beach, Florida

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28 W Spanish Town Court
$6,995,000
  • 5 Bedrooms
  • 5 Bathrooms
  • 5,017 Sq Ft
  • 0.070 Acres

28 W Spanish Town Court Rosemary Beach, Florida

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Posted in: Buyers, Moving, Tips Tagged: Apartment, Apartments, Basics, Blog, condo, Condos, Decisions, House, Houses, Tips

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