• Skip to main navigation
  • Skip to content
  • Skip to footer

Trending 30A Searches

  • Freeport FL Waterfront Homes
  • Panama City Beach FL Homes under $100,000
  • Grayton Beach FL Homes
  • Freeport FL Homes Between $200,000 and $300,000
  • Freeport FL Lots & Land
  • Destin FL Homes under $100,000

Talk to Us Now!

Have a question? Give us a call at 850-213-3048, or you can click here for more options to call or email and we will contact you right away.

30A Local Properties30A Local Properties

Find 30A Real Estate

  • REAL ESTATE
    • Advanced Search
    • Map Search
    • Featured
    • Company Sold
  • THE AREA
  • THE AGENTS
  • ABOUT US
    • Overview
    • Testimonials
    • Local Scoop
  • BLOG
  • CONTACT
SearchClose

How Much Are Closing Costs When You Buy a Home on 30A?

How Much Are Closing Costs When You Buy a Home on 30A

If you’re like most people, you’ll have to finance the purchase of your new home on 30A – and that means you’ll have closing costs to pay on the day you sign the dotted line.

But how much are closing costs, and is there anything you can do to lower them?

Here’s what you need to know.

How Much Are Closing Costs When You Buy a Home on 30A?

On average, closing costs range between 2 and 7 percent of a home’s purchase price. If you’re buying a $250,000 home, your closing costs will be somewhere between about $5,000 and $17,500.

Who Pays for Closing Costs?

Buyers and sellers often contribute to closing costs, but usually, it’s buyers who pay the most. And in some cases, buyers have to pay some of the closing costs before they actually own the home – like the cash paid out for home inspections and appraisals, for example.

What’s Included in Closing Costs?

Every loan is different, but some of the things that count as closing costs include:

  • Credit check fees
  • Loan origination fees
  • Underwriter fees
  • Title search fees
  • Taxes on the money you’re borrowing
  • Home inspection costs
  • Appraisal fees
  • Attorney’s fees

Your lender will be able to give you a detailed list of all the things you’ll be responsible for paying for as part of your closing costs. The number can change a little, but your loan estimate should be pretty close to what you actually pay.

Sellers are responsible for some of the closing costs, too. Typically, the seller has to pay things like:

  • A closing fee, which goes to the title company or the attorney’s office where you’ll sign the final paperwork
  • Taxes on the sale of the home
  • Attorney’s fees
  • A title transfer fee
  • Real estate agent commissions, which are usually about 4 to 7 percent of the home’s sales price

Search 30A Homes for Sale Now

Can You Lower Your Closing Costs?

You may be able to negotiate some of your closing costs, which can save you money on closing day. Here’s what you can do:

  • Ask your lender if it has a loyalty program, which can mean reduced origination fees and other fees
  • See if you can close at the end of the month so you can avoid paying per diem interest on your loan on closing day
  • Ask the seller to pay some of the closing costs
  • Find out whether you can include your closing costs in your loan

While these strategies don’t work for everyone – every loan product and every lender is different – they’re all worth a shot if you’re trying to save a little cash before you move into your new home.

Are You Buying a Home Along 30A?

If you’re thinking about buying a home for sale on 30A, we can help you. Sign up for exclusive access to the hottest listings – we’ll notify you as soon as homes that meet your needs hit the market!

You can also check out all our 30A real estate listings or get specific with these links:

  • Alys Beach homes for sale
  • Destin homes for sale
  • Grayton Beach homes for sale
  • Panama City Beach homes for sale
  • Santa Rosa Beach homes for sale
  • WaterColor homes for sale
3010 E County Hwy 30A
$19,900,000
  • 7 Bedrooms
  • 10 Bathrooms
  • 9,981 Sq Ft
  • 0.250 Acres

3010 E County Hwy 30A Santa Rosa Beach, Florida

View Property

8512 E County Hwy 30a
$12,990,000
  • 9 Bedrooms
  • 12 Bathrooms
  • 9,357 Sq Ft

8512 E County Hwy 30a Inlet Beach, Florida

View Property

200 Eastern Lake Road
$12,750,000
  • 5 Bedrooms
  • 8 Bathrooms
  • 7,154 Sq Ft

200 Eastern Lake Road Santa Rosa Beach, Florida

View Property

47 Hinton Drive
$12,500,000
  • 8 Bedrooms
  • 9 Bathrooms
  • 8,475 Sq Ft
  • 0.700 Acres

47 Hinton Drive Santa Rosa Beach, Florida

View Property

2182 E County Hwy 30A
$10,950,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 5,335 Sq Ft

2182 E County Hwy 30A Santa Rosa Beach, Florida

View Property

756 Blue Mountain Road
$9,495,000
  • 6 Bedrooms
  • 9 Bathrooms
  • 8,277 Sq Ft
  • 0.260 Acres

756 Blue Mountain Road Santa Rosa Beach, Florida

View Property

208 Paradise By The Sea Boulevard
$8,999,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 6,900 Sq Ft

208 Paradise By The Sea Boulevard Inlet Beach, Florida

View Property

427 E Water Street
$8,200,000
  • 6 Bedrooms
  • 6 Bathrooms
  • 3,628 Sq Ft
  • 0 Acres

427 E Water Street Rosemary Beach, Florida

View Property

12 S Spanish Town Lane
$7,800,000
  • 7 Bedrooms
  • 8 Bathrooms
  • 5,159 Sq Ft
  • 0.130 Acres

12 S Spanish Town Lane Rosemary Beach, Florida

View Property

4895 W County Hwy 30A
$7,650,000
  • 5 Bedrooms
  • 7 Bathrooms
  • 6,751 Sq Ft
  • 0.390 Acres

4895 W County Hwy 30A Santa Rosa Beach, Florida

View Property

517 Beachside
$7,500,000
  • 8 Bedrooms
  • 10 Bathrooms
  • 6,096 Sq Ft
  • 0.850 Acres

517 Beachside Panama City Beach, Florida

View Property

152 E St Lucia Lane
$7,195,000
  • 5 Bedrooms
  • 6 Bathrooms
  • 4,646 Sq Ft

152 E St Lucia Lane Santa Rosa Beach, Florida

View Property

86 Tidal Bridge Way
$7,000,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 4,765 Sq Ft

86 Tidal Bridge Way Inlet Beach, Florida

View Property

28 W Spanish Town Court
$6,995,000
  • 5 Bedrooms
  • 5 Bathrooms
  • 5,017 Sq Ft
  • 0.070 Acres

28 W Spanish Town Court Rosemary Beach, Florida

View Property

8 Kings Castle Court
$6,950,000
  • 5 Bedrooms
  • 7 Bathrooms
  • 4,111 Sq Ft

8 Kings Castle Court Inlet Beach, Florida

View Property

 

Posted in: Buyers, Mortgages Tagged: Buying a Home, Closing Costs, Financing, Mortgages

Join Property Alert

Did you know the hottest homes for sale in 30A often sell within days of being listed? Don’t miss out! Set up your own custom property alert so you can be notified of the newest homes as they hit the market! Simply click the button below and choose the qualities that you want most in a home and save your search to start getting alerts today!

JOIN PROPERTY ALERT

As local 30A Real Estate Agents we also have access to homes before they hit the market and can show you more homes and information that are only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact us at your convenience. There is no obligation and or pressure… we hope to hear from you!

Post navigation

« 5 Organization Hacks You Can’t Live Without
What is a Butler’s Pantry? You’ll See Them in 30A Homes for Sale »

Contact Us Now



850-213-3048 Phone
850-213-0035 Fax

info@30alocal.com

35 Clayton Lane Suite B
Grayton Beach,
FL 32459

Join Deal Alert

Get New Properties & Price Update Alerts sent straight to your inbox

Favorites

Login to manage your Favorites, Save Properties & Searches

Property Search

Find Homes using the most powerful Search tool around 30A

FREE Home Valuation

Find out the TRUE value of your home and what other homes in your neighborhood are selling for

Areas We Cover

Alys Beach, Blue Mountain, Destin, Draper Lake, Dune Allen, Freeport, Grayton Beach, Gulf Place, Inlet Beach, Miramar Beach, Panama City Beach, Point Washington, Rosemary Beach, Sandestin, Santa Rosa Beach, Seacrest Beach, Seagrove Beach, Seaside, WaterColor, Watersound

Connect with Us

© 2021 · 30A LOCAL PROPERTIES · 850-213-3048 · Privacy Policy · Terms & Conditions · 30A FL Homes for Sale

Disclaimer - All Rights Reserved by 30A Local Properties Licensed in Florida · 30A FL Homes & Real Estate · Sitemap · IDX Sitemap · IDX XML Sitemap

Log in · Real Estate Website by Real Estate Websites by YourSiteNeedsMe.com