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How Much Are Closing Costs?

How Much Are Closing Costs

When you take out a mortgage loan to buy a home on 30A, you’re going to have to pay closing costs. You’ll hear all about them from your real estate agent – but what are they, and how much are they going to run you?

Here’s what you need to know.

How Much Are Closing Costs?

Closing costs are the fees you’ll have to pay when you close the deal on your new home. These fees are typically paid to third parties who help facilitate a home’s sale, and they usually total somewhere between 1 and 3 percent of the home’s purchase price.

That’s a big range. If you buy a home for $300,000, you’re paying anywhere between $3,000 and $9,000.

Your real estate agent will be able to tell you, within a reasonable amount, what your closing costs will be if you choose a home – in fact, he or she can give you a ballpark figure based on how much you want to spend on your next house.

Who Pays Closing Costs?

Often, the buyer has to pay closing costs – but it some cases, the seller will pitch in and pay some of them, too. (Remember, the seller has his or her own closing costs to pay – the seller is the one who pays all of the real estate agents involved in the transaction – even your agent.)

For your part in the transaction, you’ll end up paying:

  • A loan origination fee
  • Credit report fees
  • Underwriting fees
  • Appraisal costs
  • Home inspection fees
  • Title search fees
  • Survey fees (if you’re buying a single-family home or a townhome, but not if you’re buying a condo)
  • Taxes
  • Private mortgage insurance, if you’re putting down less than 20 percent
  • Discount points, if you’ve chosen to buy them
  • Document recording fees
  • Attorney’s fees

Are You Buying a Home Along 30A?

If you’re thinking about buying a home for sale on 30A, we can help you. Sign up for exclusive access to the hottest listings – we’ll notify you as soon as homes that meet your needs hit the market!

You can also check out all our 30A real estate listings or get specific with these links:

  • Alys Beach homes for sale
  • Destin homes for sale
  • Grayton Beach homes for sale
  • Panama City Beach homes for sale
  • Santa Rosa Beach homes for sale
  • WaterColor homes for sale
3010 E County Hwy 30A
$19,900,000
  • 7 Bedrooms
  • 10 Bathrooms
  • 9,981 Sq Ft
  • 0.250 Acres

3010 E County Hwy 30A Santa Rosa Beach, Florida

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8512 E County Hwy 30a
$12,990,000
  • 9 Bedrooms
  • 12 Bathrooms
  • 9,357 Sq Ft

8512 E County Hwy 30a Inlet Beach, Florida

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200 Eastern Lake Road
$12,750,000
  • 5 Bedrooms
  • 8 Bathrooms
  • 7,154 Sq Ft

200 Eastern Lake Road Santa Rosa Beach, Florida

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47 Hinton Drive
$12,500,000
  • 8 Bedrooms
  • 9 Bathrooms
  • 8,475 Sq Ft
  • 0.700 Acres

47 Hinton Drive Santa Rosa Beach, Florida

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2182 E County Hwy 30A
$10,950,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 5,335 Sq Ft

2182 E County Hwy 30A Santa Rosa Beach, Florida

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171 W Bermuda Drive
$9,800,000
  • 7 Bedrooms
  • 11 Bathrooms
  • 6,956 Sq Ft
  • 0.380 Acres

171 W Bermuda Drive Santa Rosa Beach, Florida

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208 Paradise By The Sea Boulevard
$8,999,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 6,900 Sq Ft

208 Paradise By The Sea Boulevard Inlet Beach, Florida

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427 E Water Street
$8,200,000
  • 6 Bedrooms
  • 6 Bathrooms
  • 3,628 Sq Ft
  • 0 Acres

427 E Water Street Rosemary Beach, Florida

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517 Beachside
$7,500,000
  • 8 Bedrooms
  • 10 Bathrooms
  • 6,096 Sq Ft
  • 0.850 Acres

517 Beachside Panama City Beach, Florida

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365 E Water Street
$7,195,000
  • 5 Bedrooms
  • 6 Bathrooms
  • 4,039 Sq Ft

365 E Water Street Rosemary Beach, Florida

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28 W Spanish Town Court
$6,995,000
  • 5 Bedrooms
  • 6 Bathrooms
  • 5,017 Sq Ft
  • 0.070 Acres

28 W Spanish Town Court Rosemary Beach, Florida

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91 N Emerald Cove Lane
$6,995,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 6,875 Sq Ft
  • 0.140 Acres

91 N Emerald Cove Lane Inlet Beach, Florida

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8 Kings Castle Court
$6,950,000
  • 5 Bedrooms
  • 7 Bathrooms
  • 4,111 Sq Ft

8 Kings Castle Court Inlet Beach, Florida

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281 Pompano Street
$6,699,000
  • 6 Bedrooms
  • 5 Bathrooms
  • 5,694 Sq Ft

281 Pompano Street Inlet Beach, Florida

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WW-S401 Sea Garden Street 401
$6,650,000
  • 3 Bedrooms
  • 4 Bathrooms
  • 2,485 Sq Ft

WW-S401 Sea Garden Street 401 Alys Beach, Florida

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