6 Steps to Know When Applying for a Mortgage

6 Steps to Know When Applying for a Mortgage

If you’re thinking about purchasing a home here’s what you can expect, in a nutshell, during the mortgage application process. Know Your Budget To determine how much house you can comfortably afford you can make use of home affordability calculators available online. You’ll need a tally of your total monthly debts, and your annual income. If there’s a home in particular that you’re interested in you can input the listing price into a monthly mortgage calculator to see if it fits within your budget. It’s always good to have a clear budget in mind when home shopping so you can spend your … Continue reading...

Why Do Sellers Reject Offers?

Why Do Sellers Reject Offers?

When you make an offer on a home for sale along 30A, the seller has a few options – including rejection. (Sellers can also accept an offer as-is or make a counteroffer.) But why do sellers reject offers? Here’s what you need to know. Why Do Sellers Reject Offers? Whether you’re a first-time home buyer or you’re working on your last real estate transaction, some of the most common reasons sellers reject offers include: Your offer is too low Your earnest money deposit wasn’t “serious” enough Your offer seemed too complicated Here’s a closer look at each. Reason #1 Sellers … Continue reading...

What Can You Negotiate When You Buy a Home on 30A?

What Can You Negotiate When You Buy a Home on 30A?

You probably already know that your 30A REALTOR® will be happy to negotiate a home’s price for you – but did you know that you can negotiate other parts of your real estate deal, too? What Can You Negotiate When You Buy a Home on 30A? Most homebuyers don’t know that real estate includes plenty of “fluid transactions.” These types of transactions have a lot of wiggle-room, and that means you can negotiate just about anything you want into your contract. (More specifically, your REALTOR will negotiate on your behalf – you don’t have to do it yourself.) Some of the things you can negotiate … Continue reading...

Condo FAQ for 30A Buyers

Condo FAQ for 30A Buyers

Buying a condo may be one of the smartest choices you’ll ever make – but it’s not right for everyone. Check out this condo FAQ for 30A buyers to see whether buying a condominium is the right choice for you. Condo FAQ for 30A Buyers Check out these frequently asked questions about condos on 30A – and if you don’t see the answer you’re looking for here, feel free to call our expert REALTORS® at 850-213-3048. What Does a Condo Owner Own? When you buy a condo, you own the interior walls of your unit and everything between them. You don’t own the outside walls or any of the community amenities … Continue reading...

Veterans guide to home loans

Looking for information on VA Loans. View the Veterans Guide to Home Loans. This resource offers VA loan information, such as eligibility, document requirements, and how to apply, as well as available grants and a state-by-state list of Veteran housing benefits. You can view the guide here: https://www.coverage.com/insurance/home/veterans-guide-to-home-loans … Continue reading...

2 Important Questions to Ask Yourself Before You Buy Your First Home

2 Important Questions to Ask Yourself Before You Buy Your First Home

You’ve graduated from college, landed a solid job, and saved a significant amount of money. Now you’re seriously thinking about buying your first home. You’re pretty sure you’ll be able to handle the added responsibility. So are you ready to take the plunge? The answer is: it all depends. Here are two very important questions to ask yourself. Why Do I Want to Buy a Home? The Great Escape Mr. Smith in the apartment unit to your left plays music so loudly it could wake the dead. Is relative quiet at 3 a.m. on weekdays asking for too much? Then there’s the neighbor across the hall, Ms. … Continue reading...