3 Things to Know About Your Homeowner’s Insurance Policy

3 Things to Know About Your Homeowner's Insurance Policy

When you buy a home on 30A, you'll end up buying homeowners insurance, too - but here's what you need to know as you shop for a policy. 3 Things to Know About Your Homeowner's Insurance Policy Homeowners insurance companies are in the business of collecting your cash - and cash from other policy owners - and will replace your home if it's destroyed or damaged. But here's what else you need to know: Flood insurance is totally separate You shouldn't use your insurance for maintenance problems You'll have to let your insurance agent know if you remodel Flood Insurance Flood … Continue reading...

What Do Sellers Have to Disclose?

What Do Sellers Have to Disclose

When you buy a home, you can rest easy knowing that if a seller knows about a problem, he or she has to disclose it to you. But most minor problems sometimes don't count - so what do sellers have to disclose? What Do Sellers Have to Disclose? Sellers have to disclose things like: Water damage and mold Lead paint Repairs and insurance claims Hazardous conditions Termite damage Problems with essential components Water Damage and Mold Water damage is a serious issue (and leads to mold growth), and sellers have to disclose it. If it's been addressed, the seller should … Continue reading...