If you're a first-time homebuyer, there's probably a lot you don't know about getting a mortgage loan. And unless you have a huge pile of cash hidden in your mattress, you're going to need one. (On an unrelated note, don't tell anyone if you do have a huge pile of cash hidden in your mattress... and think about moving it to a safer location.) Most homebuyers need a mortgage loan, but lenders are picky - and different lenders offer different terms. What one lender is offering might not be that good for you, but another might have the perfect loan product. Here's what you need to know … Continue reading...