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What Does a Condo Owner Actually Own in Florida?

What Does a Condo Owner Actually Own in Florida?

If you’re like many people searching for homes for sale along 30A, you’ve seen plenty of listings for condos. But if you buy a condo, what do you own? What are you responsible for? Here’s a quick run-down on condo ownership in Florida.

What Does a Condo Owner Actually Own in Florida?

When you buy a condo, you become a homeowner. As a homeowner, you can build equity in your space – you pay off your lender (unless you purchased the home with cash) until your loan is satisfied and you own the condo outright.

So how much of that space do you actually own, and what belongs to other people?

When you buy a condominium, in Florida or elsewhere, you own a private dwelling called a unit. The unit is registered in your name. You own the interior walls of your unit and everything inside them. You don’t own the exterior walls, the hallways, the yard outside or even your parking space; you share ownership of these things with other residents. (Sometimes you can own a patch of outdoor property, such as a balcony or patio, or maybe even a little beyond the confines of your own balcony or patio. However, every condo is different – and if you’re not sure, you should check with your REALTOR®.)

Generally speaking, a condo is a lot like an apartment – but the money you pay to use community amenities, like swimming pools, elevators, common areas, playgrounds and parking lots, is paid through a fee separate from your mortgage payment. These fees go to the condo owners’ association, which is responsible for maintenance, repairs and upgrades that impact the whole community.

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You can also check out all our 30A real estate listings or get specific with these links:

  • Alys Beach homes for sale
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3010 E County Hwy 30A
$19,900,000
  • 7 Bedrooms
  • 10 Bathrooms
  • 9,981 Sq Ft
  • 0.250 Acres

3010 E County Hwy 30A Santa Rosa Beach, Florida

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8512 E County Hwy 30a
$12,990,000
  • 9 Bedrooms
  • 12 Bathrooms
  • 9,357 Sq Ft

8512 E County Hwy 30a Inlet Beach, Florida

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200 Eastern Lake Road
$12,750,000
  • 5 Bedrooms
  • 8 Bathrooms
  • 7,154 Sq Ft

200 Eastern Lake Road Santa Rosa Beach, Florida

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47 Hinton Drive
$12,500,000
  • 8 Bedrooms
  • 9 Bathrooms
  • 8,475 Sq Ft
  • 0.700 Acres

47 Hinton Drive Santa Rosa Beach, Florida

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2182 E County Hwy 30A
$10,950,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 5,335 Sq Ft

2182 E County Hwy 30A Santa Rosa Beach, Florida

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171 W Bermuda Drive
$9,800,000
  • 7 Bedrooms
  • 11 Bathrooms
  • 6,956 Sq Ft
  • 0.380 Acres

171 W Bermuda Drive Santa Rosa Beach, Florida

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756 Blue Mountain Road
$9,495,000
  • 6 Bedrooms
  • 9 Bathrooms
  • 8,277 Sq Ft
  • 0.260 Acres

756 Blue Mountain Road Santa Rosa Beach, Florida

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208 Paradise By The Sea Boulevard
$8,999,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 6,900 Sq Ft

208 Paradise By The Sea Boulevard Inlet Beach, Florida

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427 E Water Street
$8,200,000
  • 6 Bedrooms
  • 6 Bathrooms
  • 3,628 Sq Ft
  • 0 Acres

427 E Water Street Rosemary Beach, Florida

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12 S Spanish Town Lane
$7,800,000
  • 7 Bedrooms
  • 8 Bathrooms
  • 5,159 Sq Ft
  • 0.130 Acres

12 S Spanish Town Lane Rosemary Beach, Florida

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4895 W County Hwy 30A
$7,650,000
  • 5 Bedrooms
  • 7 Bathrooms
  • 6,751 Sq Ft
  • 0.390 Acres

4895 W County Hwy 30A Santa Rosa Beach, Florida

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517 Beachside
$7,500,000
  • 8 Bedrooms
  • 10 Bathrooms
  • 6,096 Sq Ft
  • 0.850 Acres

517 Beachside Panama City Beach, Florida

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152 E St Lucia Lane
$7,195,000
  • 5 Bedrooms
  • 6 Bathrooms
  • 4,646 Sq Ft

152 E St Lucia Lane Santa Rosa Beach, Florida

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86 Tidal Bridge Way
$7,000,000
  • 6 Bedrooms
  • 7 Bathrooms
  • 4,765 Sq Ft

86 Tidal Bridge Way Inlet Beach, Florida

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28 W Spanish Town Court
$6,995,000
  • 5 Bedrooms
  • 5 Bathrooms
  • 5,017 Sq Ft
  • 0.070 Acres

28 W Spanish Town Court Rosemary Beach, Florida

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Posted in: Buyers, Moving, Tips Tagged: Blog, condo, Condo Owner, Condos, Florida, Homeowner, Ownership, Tips

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